TRICARE Dental Changes for 2020

tricare dental changes

2020 TRICARE Dental Changes

Here are the TRICARE dental changes for 2020.

The rates for vision and retiree dental insurance will be increasing in 2020. If you are enrolled in FEDVIP, which is vision insurance for military dependents, retirees, and their families and dental insurance for retirees and their families, you will have needed to decide if you were going to change plans or stick with what you have based on the new 2020 rates.

Dental premiums will increase by 5.6% on average over current rates, according to TRICARE. The Federal Benefits Open Season began on November 11th and ended December 9th. If you wanted to change your plan and did not do so during Open Season, you would need to have a FEDVIP qualifying life event in order to do so now.

These are Qualifying Life Events:

  • Military:
    • Activating
    • De-activating
    • Injured on active duty
    • Moving
    • Separating from active duty
    • Retiring
  • Family Changes:
    • Getting married
    • Divorced
    • Giving birth or adopting
    • Placement of a child by a court in a member’s home
    • A child going to college
    • A child becoming an adult
    • Becoming Medicare eligible
    • Moving
    • Death in the family
    • Losing or gaining health insurance
  • Government-directed:
    • PCM changes
    • Plan changes

You also might be able to qualify for Belated Enrollment. You can use the FEDVIP plan comparison tool to see what these changes mean for you. In 2020, FEDVIP will offer 10 dental and 4 vision carriers you can choose from.

The TRICARE Retiree Dental Program (TRDP) ended on December 31, 2018. Anyone who had that plan was able to choose a dental plan from among 10 different dental carriers in the Federal Employees Dental and Vision Insurance Program (FEDVIP.) Coverage started on January 1, 2019, after a short enrollment period.

FEDVIP has not been available to Department of Defense beneficiaries before but now will be to those who have been eligible for TRDP. This includes most retirees, as well as dependents up until age 21 if they are not a student, and 23 if they are. Active duty families can qualify for FEDVIP Vision but will need to wait until 2022 for FEDVIP Dental. Active duty service members are not eligible.

Please note that FEDVIP is the same plan that is used by Civil Service and Government Retirees.

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